Goal SIP Calculator
Find the monthly SIP needed to reach a future goal after adjusting for current savings.
Monthly SIP Required
₹36.40 K
To reach ₹1.00 Cr in 10 years at 12% p.a.
Final Value
₹1.00 Cr
Goal Gap Today
₹84.47 L
Invested
₹48.68 L
Projected Surplus
₹10.07 K
Goal Progress
Goal SIP Calculator visual insights
Future value
₹50.46 L
Growth
₹32.46 L
How to Use This Calculator
Enter Amount
Set your loan amount or investment using the slider or input field.
Set Rate & Tenure
Adjust the interest rate and time period to match your scenario.
Get Results
See your EMI, total interest, and full payment breakdown instantly.
Share & Plan
Share the result link or download the amortization schedule as PDF.
About Goal SIP Calculator
Goal SIP Calculator helps you estimate investment growth, required contribution, annualised return, and future corpus using India-focused assumptions and INR formatting. Find the monthly SIP needed to reach a future goal after adjusting for current savings.
This tool is useful for Indian investors planning SIPs, mutual funds, deposits, inflation-adjusted goals, and portfolio returns. It is designed for quick planning before comparing bank offers, investment options, tax choices, or scheme rules with a qualified professional.
The calculations are tailored for users in India and use Indian number formatting, rupee values, and locally relevant finance terms wherever applicable.
Results are estimates for education and planning. Final decisions should use official documents, lender statements, scheme rules, tax notices, or advice from a qualified professional.
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Methodology & Formulas
All formulas used here comply with RBI guidelines and standard Indian financial conventions. Calculators are updated for FY 2026–27.
Last updated: April 2026