Privacy Policy
Last updated: April 15, 2026
The Short Version
EMIWiz does not collect, store, or share your personal financial data. All calculations happen entirely in your browser. We only use cookies to remember your language preference and theme choice.
1. Information We Collect
Calculator inputs: All calculator data (loan amounts, interest rates, investment figures) are processed entirely in your browser using JavaScript. This data is never sent to our servers.
Preference cookies: We store your language preference (en/hi/bn) and theme choice (light/dark) in cookies/localStorage. These are essential functional cookies that do not track you.
Analytics: We use privacy-friendly analytics (no cookies, no fingerprinting) to understand aggregate traffic. We see page views and general device types — never individual user behaviour.
2. Cookies
We use the following cookies:
- NEXT_LOCALE: Stores your language preference (en/hi/bn). Expires in 1 year.
- theme: Stores light/dark mode preference. Stored in localStorage only.
- cookie-consent: Records that you accepted this policy. Stored in localStorage.
We do not use advertising cookies, tracking pixels, or third-party analytics that identify individuals.
3. Third-Party Services
- Google Fonts — fonts are self-hosted; no external requests to Google
- No Facebook Pixel, Google Analytics, or similar tracking
- No advertising networks or retargeting
4. Data Security
Since we don't collect personal data, there is no risk of your financial information being compromised through our platform. The site is served over HTTPS.
5. Children's Privacy
EMIWiz is not directed at children under 13. We do not knowingly collect information from children.
6. Contact
For privacy-related queries, contact us at [email protected].